Driving Without Insurance

Jamesburg, NJ, Driving Without Insurance Attorney

If you are driving without insurance in Jamesburg, NJ, watch out! All New Jersey registered cars are legally required to carry liability insurance — simple as that. While your insurance options vary greatly, failure to carry the minimum amount can get you in serious financial and legal trouble. The logic behind these requirements is fairly simple and straightforward: Because car accidents happen (around 6 million a year in the United States), there should be some base level of financial compensation available for both you and the other driver should there be injuries, death and damage to the vehicles and individuals involved. If you have ever been in a car accident with an uninsured driver, you likely already know the importance of this requirement and can luckily fall back on your own insurance to help you in these instances.

Before I get into the fines and penalties associated with a Jamesburg driving without insurance conviction, here's a quick breakdown of the minimum insurance coverage requirements for all of New Jersey:

  • $15,000 for injuries and/or death of one person
  • $30,000 for injuries and/or death of more than one person
  • $5,000 damage to property

Now onto the penalties associated with a driving without insurance Jamesburg, NJ, conviction:

  • First offense: fines ranging from $301 to $1,002 and community service
  • Second offense: fines beginning at $502 with a mandatory driver's license suspension, 14-day jail sentence and 30 days of community service

Like many traffic convictions in Jamesburg, a handful of secondary punishments can be just as big of a headache as the main penalties. These include Motor Vehicle Commission annual surcharges, points on your driving record and raised car insurance premiums. That's right, most drivers will not only have tons of fines and fees to pay upfront, but will find it expensive to get car insurance after a conviction because of points on their record. There are a handful of viable defenses to this Jamesburg traffic charge — the Law Offices of Thomas Carroll Blauvelt, LLC, can help. If you are driving without car insurance in Jamesburg, I highly suggest you get at least basic coverage now. If you have been caught, I highly suggest you get in touch with the Law Offices of Thomas Carroll Blauvelt, LLC, now.

The Law Offices of Thomas Carroll Blauvelt, LLC

Working with the Law Offices of Thomas Carroll Blauvelt, LLC, to fight your Jamesburg driving without insurance ticket is a wise choice. I will not only fight to reduce or eliminate the charges against you, but can also help with any additional tickets you might have received during this time. I know how frustrating dealing with New Jersey traffic tickets can be — let me help. At the Law Offices of Thomas Carroll Blauvelt, LLC, I am here to help and available 24/7 for a free consultation on your case. Pick up the phone today or contact me online. I look forward to working with you.