It's a milestone for teens - and the start of many sleepless nights for parents. Your son or daughter has just gotten their driver's license. Raising a safe, responsible driver is one of your highest priorities. Traffic violations can not only put your teen's life at risk; they can also rack up points against your son or daughter's driving record.
Driving is something many of us take advantage of, yet in many ways being a driver can be expensive. Car payments, fuel costs and maintenance are all things that can add up quickly, but on top of that there are auto insurance premiums. Unlike the cost of a vehicle or price per gallon of fuel, insurance costs in New Jersey depend a lot on how you live and drive. The New Jersey DMV uses a point system to measure the type of driver you are, adding points to your license for speeding and other traffic violations. Overall it is best to accumulate as few points as possible. In general, those with low scores are offered the lowest auto insurance rates, and have the most secure hold on their licenses. Higher scores not only lead to high rates, and may even disqualify a person from getting covered by some insurers, it can also put a driver's license at risk.